Related additional files for your state:
=============================================


Please follow these steps:

1. *** Copy the files here

FEES.*
TRXPARAM.*
TRXPARAM.DBF
TRXPARAM.FPT
CUSTCALC.APP

in this zip file over the old files in the WinPawn directory (folder).

If you need to add, delete or change any of these interest rates or fees,
please consult the instruction manual in section 6.3.1

2. The resulting pawn charges will be the allowed maximum legal
finance charge, the stepped processing fee and $5 legal max. lost
ticket fee.

Do not change the $3 processing fee. The CUSTCALC.APP (file) - special
VA program - recalculates the processing fee - according to latest
information as of 11-13-2000. It also imposes a minimum $1 interest on
all pawns. And calculates the APR % rate using the finance charge and
the Storage Fee only. But in many other jurisdictions the processing
fee would also be included in the APR.

If you do not want to charge the steped processing fee rates, you need to
delete the CUSTCALC.APP file. You can do what you want.

The maturity date is set to legal minimum of 30 days. Another 15 days
is added to arrive at 45days to default. These can be changed.

You can contact us for special fee rates you require for your own shop.

3. If the legal Pawn/Buy text is not exactly what you want you can
change it in the WinPawn File/Setup/InventoryParameters

It is recommended that you do not put too much legal text on front of
ticket, but put majority of it on back of ticket. You can do that very
simply by taking 1000 or more copy sheets and copying the backside
legal at a discount printing (copying) facility.

DISCLAIMER:
Abri Technologies has made these file changes as a courtesy to the
pawnbroker and as information was available with our budget restraints.
But it is the pawnbroker's responsibility to make sure that legal
requirements are met.
