Format of this file is >ToMax $amount - 10 spaces (no commas)< and >APR % - 5 spaces<
Use spaces. Do not use tabs. Use Notepad or a straight text editor. Do not format with MSWord.
ToMaxAmt  APR  |<--- data begins (next) third line.
171.00    240
1140.00   180
1710.00   30
14250.00  12